Let us help you to protect one of the biggest investments you will make in your lifetime - your home! Since we are an Independent Agency, we have MANY different carriers we write with so we will be able to find the best policy at an affordable price.
Some homeowner insurance essential coverages are:
Structural and Property Damage due to a fire, sever weather, vandalism, or by falling objects.
Other Structures that are not attached to your home, such as, a detached garaged, storage sheds, fences, and pools.
Additional Living Expenses to help with food and lodging is your home is deemed unlivable while it is being repaired or rebuilt.
Liability Coverage is essential to protect your financial future offering coverage if someone is injured while in your home or on your property; your liability will cover the cost of their medical bills. It will also pay for any other costs associated with their injury, which will protect you from a lawsuit.
Liability will also cover incidents that happen away from the home. For example, if your child crashes into a neighbor's fence with their bike and causes damage, your liability insurance would cover the cost of the repairs.
You may also need other policies to cover your home as well, as personal umbrella, flood, earthquake, or jewelry insurance. Our agents can help you understand your risks and evaluate your needs to make sure you are comprehensively covered during this day and age!
We can also assist you with renter’s, condo, landlord, and mobile/manufactured home policies too!